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Financial Recovery: How I Got Out Of Credit Card Debt in One Year, Part Two

March 21, 2020

Andrew McNaughton, LCSW, CADC I don’t know if I still have the scrap of paper I wrote out all of my debts and APR interest rates on that early March 2018 morning, but the information I gathered forever changed my life. As I said in Part One of this blog, the numbers were grim, however in choosing to reject both the Snowball and Avalanche methods of debt repayment, I instead chose the practical approach by prioritizing my…

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Financial Recovery: How I Got Out Of Credit Card Debt in One Year, Part One

March 19, 2020

Andrew McNaughton, LCSW, CADC Late one restless night in March 2018, I made the decision to finally get out of credit card debt, which I eventually accomplished in one year. This two-part blog is meant to inspire, not to gloat. I recognize I am lucky to have had the opportunity to do this for myself, and I accomplished it with some rational and practical approaches to overcome urges to engage in catastrophic thinking as well as not…

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Managing Student Loan Stress – Part 2

March 17, 2020

In Part 1 of this blog, a brief background understanding was explored of the issue of student loan stress as well as ways to emotionally handle and keep perspective about the issue rather than getting overwhelmed. This second part will look at practical ways about how to the manage student loans. Of course everyone’s financial situation is different, depending on the amount of total student loan balance they have, if their parents assisted, if they are paying…

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Speaking Up for Yourself Matters

March 13, 2020

Do you find it hard to speak up for yourself or advocating for yourself for important matters? Do you find it difficult to speak up for yourself when you have an opinion or want to change something that’s important to you but feel “stuck” inside yourself? Do you wish so badly that you could just get the words out, or have the confidence to speak up for yourself in a way that’s important to you? Speaking up…

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Increasing Happiness: Working Against Your Brain, Part II

March 7, 2020

Coursera is a great online tool for learning; it offers up a world of learning to people who cannot afford a college education, and it provides ongoing learning opportunities for people who do have college degrees but want to expand their range of personal and professional interests. The information found below is compiled from Yale University’s The Science of Well-Being course, taught by Dr. Laurie Santos, and gives you a taste of the great information found on…

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Increasing Happiness: Working Against Your Brain, Part I

March 5, 2020

Coursera is a great online tool for learning; it offers up a world of learning to people who cannot afford a college education, and it provides ongoing learning opportunities for people who do have college degrees but want to expand their range of personal and professional interests. The information found below is compiled from Yale University’s The Science of Well-Being course, taught by Dr. Laurie Santos, and gives you a taste of the great information found on…

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Recognizing Underlying Themes in Our Lives

February 28, 2020

Matthew Cuddeback, LCSW When therapists are meeting with a client for the first time one of the questions we ask, in some form, is what the client feels they need to work on, what brought them in. It is intended to provoke a few things, ultimately, therapists look at everything as information and without judgement. So, I am listening for information that tells me where the client is focused, but also how they think about their life…

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Thinking Outside the Box: How Personality Lies on a Spectrum

February 20, 2020

You have likely heard of the terms “introvert” and “extrovert”, and you may even identify with one of those personality traits. The concepts of introvert versus extrovert are widely used amongst people to categorize and understand their personality and the behaviors that come with it. An introvert is understood to be someone who is more shy and prefers to keep to themselves; introverts tend to be over-stimulated in social situations and like more quiet or alone time.…

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The Power of Boundaries

February 16, 2020

Matthew Cuddeback, LCSW For many of us a time will come in our lives in which we realize that someone is taking up too much of our emotional real estate. Whether it is a family member, friend, co-worker, or someone else you interact with often, it is important to remember that you get to choose how you interact with them. You have the power to implement more boundaries to better maintain your mental health if you choose.…

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Understanding Why Friendships End

February 12, 2020

Danielle Bertini, LPC Just as in romantic relationships, breakups can happen within friendships as well. Why? Similar to romantic relationships, friendships are often an influential part of our lives. Friends are there to listen to us, encourage us, and help us. They can improve happiness, confidence, worth and coping. It is also important to note that many friendships often outlast romantic relationships. All of these factors combined can make it especially difficult to cope with the ending…

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